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	<title>Credit Card Balance Blog &#187; Bad Credit</title>
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	<link>http://creditcardbalance.com/blog</link>
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		<title>The Top Five Contributors to Bad Credit</title>
		<link>http://creditcardbalance.com/blog/bad-credit/the-top-five-contributors-to-bad-credit/</link>
		<comments>http://creditcardbalance.com/blog/bad-credit/the-top-five-contributors-to-bad-credit/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 02:49:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[bad credit history]]></category>
		<category><![CDATA[bad history]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=1072</guid>
		<description><![CDATA[Credit card debt can be extremely difficult to recover from, especially after it has had a significant effect on the credit score. ]]></description>
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		<title>How to Decide Which Credit Card to Apply for</title>
		<link>http://creditcardbalance.com/blog/bad-credit/applying-online/how-to-decide-which-credit-card-to-apply-for/</link>
		<comments>http://creditcardbalance.com/blog/bad-credit/applying-online/how-to-decide-which-credit-card-to-apply-for/#comments</comments>
		<pubDate>Mon, 21 Mar 2011 06:03:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Applying Online]]></category>
		<category><![CDATA[apply credit card]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=1019</guid>
		<description><![CDATA[By choosing the right credit card it is possible to avoid unfair fees and late penalties, while also minimizing the amount of interest incurred with each purchase.]]></description>
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		<title>A Guide to Rebuilding Credit in One Year</title>
		<link>http://creditcardbalance.com/blog/bad-credit/a-guide-to-rebuilding-credit-in-one-year/</link>
		<comments>http://creditcardbalance.com/blog/bad-credit/a-guide-to-rebuilding-credit-in-one-year/#comments</comments>
		<pubDate>Mon, 27 Sep 2010 03:22:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=643</guid>
		<description><![CDATA[A Guide to Rebuilding Credit in One Year]]></description>
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		<title>Applying for a Credit Card with No Credit</title>
		<link>http://creditcardbalance.com/blog/bad-credit/applying-for-a-credit-card-with-no-credit/</link>
		<comments>http://creditcardbalance.com/blog/bad-credit/applying-for-a-credit-card-with-no-credit/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 23:32:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=559</guid>
		<description><![CDATA[The credit card market is highly competitive, and options are available for almost everyone. But for those people who haven’t yet earned a sound financial reputation, those options are more limited. Credit card applicants without an established credit rating may be subjected to exorbitant fees and higher interest rates. But everyone has to start somewhere, [...]]]></description>
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		<title>The Negative Effects of Universal Default</title>
		<link>http://creditcardbalance.com/blog/bad-credit/the-negative-effects-of-universal-default/</link>
		<comments>http://creditcardbalance.com/blog/bad-credit/the-negative-effects-of-universal-default/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 00:25:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=497</guid>
		<description><![CDATA[Universal default is a term that is often feared and avoided in the credit industry. In fact, the term it avoided so much that many cardholders have never even heard it and are not familiar with its meaning. Nonetheless, universal default is a very important issue that very credit cardholder should understand and be aware [...]]]></description>
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