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	<title>Credit Card Balance Blog &#187; Credit Card Repayments</title>
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		<title>The responsible use of a credit card!</title>
		<link>http://creditcardbalance.com/blog/credit-card-tips/using-credit-cards-responsibly/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-tips/using-credit-cards-responsibly/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 16:00:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Repayments]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Good Credit]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=165</guid>
		<description><![CDATA[Credit cards are potentially a great way to manage fluctuating income or spending.  They can also be a cause of distress when they are not used responsibly.  This does not need to be the case and a few relatively simple steps should be able to keep your finances steady.The first thing that is required is [...]]]></description>
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		<title>How to Change the Payment Due Date of a Credit Card</title>
		<link>http://creditcardbalance.com/blog/credit-card-tips/how-to-change-the-payment-due-date-of-a-credit-card/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-tips/how-to-change-the-payment-due-date-of-a-credit-card/#comments</comments>
		<pubDate>Tue, 15 Feb 2011 23:36:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Repayments]]></category>
		<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=964</guid>
		<description><![CDATA[One of the main difficulties associated with managing multiple credit cards is attempting to synchronize repayments and keep account balances organized efficiently.]]></description>
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		<title>How to Effectively Manage Multiple Credit Cards</title>
		<link>http://creditcardbalance.com/blog/credit-card-tips/how-to-effectively-manage-multiple-credit-cards/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-tips/how-to-effectively-manage-multiple-credit-cards/#comments</comments>
		<pubDate>Sat, 08 Jan 2011 00:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Card Repayments]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[credit card debt]]></category>
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		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=838</guid>
		<description><![CDATA[According to recent studies, the average U.S. citizen currently owns or has owned more than one credit card in their lifetime. Sadly, most Americans are also in credit card debt, and every year more people are watching their credit score drop below 600. There is a correlation between owning multiple credit cards and compiling bad [...]]]></description>
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		<title>Credit Card Late Penalty Laws Reformed</title>
		<link>http://creditcardbalance.com/blog/credit-card-repayments/credit-card-late-penalty-laws-reformed/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-repayments/credit-card-late-penalty-laws-reformed/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 12:25:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Repayments]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=549</guid>
		<description><![CDATA[The credit card industry has recently been the focus of scrutiny by the government and many individual reporting agencies around the world due to the staggering amount of late fees that are charged to unknowing cardholders each year. Billions of dollars are spent by Americans on credit card fees annually, especially late fees, which are [...]]]></description>
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		<title>How to Budget Credit Card Repayments</title>
		<link>http://creditcardbalance.com/blog/credit-card-repayments/how-to-budget-credit-card-repayments-2/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-repayments/how-to-budget-credit-card-repayments-2/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 23:04:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Repayments]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=492</guid>
		<description><![CDATA[Having a credit card can be extremely advantageous, especially one with a high credit limit and low interest rates. Many young cardholders get so excited about their newfound purchasing power that they go on shopping sprees, take vacations, and eat at the nicest restaurants, all the while looking forward to making a minimal repayment at [...]]]></description>
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