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	<title>Credit Card Balance Blog &#187; Credit history</title>
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		<title>3 Easy Steps to Establishing Good Credit From Scratch</title>
		<link>http://creditcardbalance.com/blog/tips/3-easy-steps-to-establishing-good-credit-from-scratch/</link>
		<comments>http://creditcardbalance.com/blog/tips/3-easy-steps-to-establishing-good-credit-from-scratch/#comments</comments>
		<pubDate>Tue, 29 Mar 2011 02:24:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[credit card history]]></category>
		<category><![CDATA[credit card tips]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Credit History]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=1031</guid>
		<description><![CDATA[While individuals with good credit can live relatively luxuriously on an average income, individuals with bad credit who earn the same amount have a notably lower quality of life.]]></description>
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		<title>Line of Credit and Credit Scores</title>
		<link>http://creditcardbalance.com/blog/credit-history/line-of-credit-and-credit-scores/</link>
		<comments>http://creditcardbalance.com/blog/credit-history/line-of-credit-and-credit-scores/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 02:05:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit history]]></category>
		<category><![CDATA[credit card tips]]></category>
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		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=880</guid>
		<description><![CDATA[At some point, a responsible consumer may find themselves managing multiple lines of credit. ]]></description>
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		<title>How to Write a Credit Card Charge Dispute Letter</title>
		<link>http://creditcardbalance.com/blog/credit-card-tips/how-to-write-a-credit-card-charge-dispute-letter/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-tips/how-to-write-a-credit-card-charge-dispute-letter/#comments</comments>
		<pubDate>Sat, 08 Jan 2011 01:20:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Credit Card Fraud]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=841</guid>
		<description><![CDATA[Monitoring one&#8217;s credit report on a monthly basis and employing credit monitoring services is a great way to prevent the devastating effects of credit card fraud. If caught early enough, inaccurate information can be disputed and removed, keeping the consumer&#8217;s credit report as clean as possible. The process of filing a dispute is relatively simple, [...]]]></description>
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		<title>Is Perfect Credit Really Necessary?</title>
		<link>http://creditcardbalance.com/blog/credit-history/is-perfect-credit-really-necessary/</link>
		<comments>http://creditcardbalance.com/blog/credit-history/is-perfect-credit-really-necessary/#comments</comments>
		<pubDate>Fri, 07 Jan 2011 07:20:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Good Credit]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Credit History]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=830</guid>
		<description><![CDATA[In today&#8217;s credit and debt driven society, an individual&#8217;s credit score is equivalent to their financial reputation and can therefore affect nearly every aspect of life, from home loan approval to job applications, vehicle rentals, and everything in between. Each year consumers spend millions of dollars on credit monitoring, debt consolidation, and credit counseling, all [...]]]></description>
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		<title>Establishing Credit with Low Limit Student Credit Cards</title>
		<link>http://creditcardbalance.com/blog/credit-history/establishing-credit-with-low-limit-student-credit-cards/</link>
		<comments>http://creditcardbalance.com/blog/credit-history/establishing-credit-with-low-limit-student-credit-cards/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 07:23:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit history]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=797</guid>
		<description><![CDATA[College students often have to face challenges associated with their newfound financial responsibility and establishing a credit score is one such challenge. The credit score is perhaps the most important aspect of a person&#8217;s financial situation, affecting everything from job applications to home ownership and vehicle rentals. Fortunately, building good credit is relatively simple for [...]]]></description>
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