June 28, 2011
One of the worst aspects of a young person’s financial situation is that they are often treated as a high-risk individual by banks, credit card providers and other financial institutions. read more…
May 4, 2011
Those who are seeking approval from a credit card company may wonder what kind of a credit score is required to obtain it. The answer depends upon several factors because there are different types of credit cards, and each has different requirements for getting approved. read more…
April 27, 2011
Having bad credit can affect nearly every aspect of life, from obvious things like being approved for credit cards, to obtaining a suitable mortgage for a dream home or being hired for a desirable job position. read more…
December 16, 2010
Credit scores are used in nearly every industry to determine the financial stability of a person or business. There are two main types of credit scores – PLUS and FICO – with the latter being the most commonly used. Credit reports are issued once every three months by the three major credit reporting agencies, although the credit score itself is updated on a monthly basis. Maintaining a good credit score is the key to gaining approval for credit cards, mortgages, vehicle loans, and any other form of financial assistance. 
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