May 25, 2010
It is not at all uncommon to see advertisements for instant approval credit cards in the mail, on television and even in an email inbox. With so many card issuers offering these credit cards it would seem as if acquiring one would not take a long time. However, there are some steps that need to be taken before applicant is actually approved and the card is sent to the card-holder. read more…
May 12, 2010
Credit cards are issued and processed through different people. It often helps a credit card user or applicants to know which people are operating the various parts of a credit card. read more…
April 14, 2010
Silver credit cards are prestige cards that are aimed at the more budget conscious credit card holder.
Gold cards were the first prestige card. They were cards that were aimed at the top end of the credit card market with better services offered for a higher interest rate and higher fees. At first gold cards were invitation only, and they had quite a high perceived value due to their scarcity. However, due to customer demand and competition among card holders many of these cards quickly became available to the general public upon application. read more…
April 11, 2010
Catalog credit cards are credit cards that are offered by large catalog companies. They tend to be available to people with poor credit and although they are offered under the catalog company label they can often be available to spend at other places that accept credit cards.
Catalog cards are some of the more profitable credit cards because of their very convenience in applying for them and the relative inability to compare them with other credit cards when applying. read more…