January 10, 2011
Credit cards come with many additional advantages such as rewards programs, introductory periods, free balance transfers, and even cash back rebates. One such advantage that is often overlooked is the extended warranty, which gives cardholders extra purchase protection when the item’s default warranty expires. Learning what the extended warranty is and how to take advantage of it is the key to receiving the best value for each item with a warranty that is purchased with the card. The following information outlines how extended warranties work. read more…
September 27, 2010
Many business owners don’t realize that their personal credit history can have an affect on their business credit card applications. While this is not true in all cases, there are some instances when credit card companies will examine an applicant’s personal credit history before granting approval for a business credit card.
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May 25, 2010
It is not at all uncommon to see advertisements for instant approval credit cards in the mail, on television and even in an email inbox. With so many card issuers offering these credit cards it would seem as if acquiring one would not take a long time. However, there are some steps that need to be taken before applicant is actually approved and the card is sent to the card-holder. read more…
May 12, 2010
Credit cards are issued and processed through different people. It often helps a credit card user or applicants to know which people are operating the various parts of a credit card. read more…
April 14, 2010
Silver credit cards are prestige cards that are aimed at the more budget conscious credit card holder.
Gold cards were the first prestige card. They were cards that were aimed at the top end of the credit card market with better services offered for a higher interest rate and higher fees. At first gold cards were invitation only, and they had quite a high perceived value due to their scarcity. However, due to customer demand and competition among card holders many of these cards quickly became available to the general public upon application. read more…
