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	<title>Credit Card Balance Blog</title>
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	<link>http://creditcardbalance.com/blog</link>
	<description>Just another WordPress weblog</description>
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		<title>How to Prepare For and Use Your First Credit Card</title>
		<link>http://creditcardbalance.com/blog/tips/how-to-prepare-for-and-use-your-first-credit-card/</link>
		<comments>http://creditcardbalance.com/blog/tips/how-to-prepare-for-and-use-your-first-credit-card/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 07:14:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=597</guid>
		<description><![CDATA[Applying for a credit card for the first time can be an intimidating experience, especially without the knowledge needed to make the right decisions. Choosing the first credit card can be even more challenging, and most people make the wrong decision the first time around. Properly preparing for the first credit card can prevent a [...]]]></description>
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		<title>A Guide to Rising Credit Card Rates</title>
		<link>http://creditcardbalance.com/blog/credit-card-rates/a-guide-to-rising-credit-card-rates/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-rates/a-guide-to-rising-credit-card-rates/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 03:48:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Rates]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=594</guid>
		<description><![CDATA[Anyone who has owned a credit card within the last decade has been subjected to rising interest rates, regardless of their credit score or financial habits. Unfortunately, most cardholders are not aware of the change until a statement arrives in the mail with elevated interest charges. Some individuals with exceptional credit become outraged about the [...]]]></description>
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		<title>An Introduction to Credit Card Types</title>
		<link>http://creditcardbalance.com/blog/credit-card-tips/an-introduction-to-credit-card-types/</link>
		<comments>http://creditcardbalance.com/blog/credit-card-tips/an-introduction-to-credit-card-types/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 13:22:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=592</guid>
		<description><![CDATA[Credit cards have become an integral part of modern finance, bringing the concept of lending to a new level by giving consumers the ability to borrow money from their bank with the swipe of a card. The majority of Americans have owned or will own a credit card at some point in their lifetime, and [...]]]></description>
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		<title>How to Obtain a Credit Card Without Credit</title>
		<link>http://creditcardbalance.com/blog/credit-history/how-to-obtain-a-credit-card-without-credit/</link>
		<comments>http://creditcardbalance.com/blog/credit-history/how-to-obtain-a-credit-card-without-credit/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 13:55:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit history]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=589</guid>
		<description><![CDATA[Many people with no credit history automatically assume that it will be too difficult to be approved for a credit card. While this may be a valid concern in some instances, there are many financial institutions that approve people with no credit on a regular basis. In fact, most people with a steady job can [...]]]></description>
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		<title>The Advantage of Credit Union Credit Cards</title>
		<link>http://creditcardbalance.com/blog/credit-unions/the-advantage-of-credit-union-credit-cards/</link>
		<comments>http://creditcardbalance.com/blog/credit-unions/the-advantage-of-credit-union-credit-cards/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 01:55:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Unions]]></category>

		<guid isPermaLink="false">http://creditcardbalance.com/blog/?p=585</guid>
		<description><![CDATA[The turbulent global economy is leading to a trend of rising interest rates and lower credit limits, which is bad for cardholders and in some cases good for credit card companies. Even cardholders who have made all of their credit card repayments on time and in full have experienced raised interest rates in the past [...]]]></description>
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