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IberiaBank Visa® Classic Card
 |
Overall Rating 5.0
Benefit Rating2.5
About Ratings
|
Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| 1.99% | 6 mths | N/A | N/A | 8.75 | 12.75% | $0 | |||
Key Features:
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- 25 Day Grace Period
- Online Access to Credit Card Account Information
Rates and Fees
| Card Type | Visa |
| Introductory Rate Offer | n/a |
| Card Status | Standard |
| APR for Purchases | As low as 8.75%* |
| APR for Cash Advances | 12.75% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
$0 |
| Grace Period | 25 Days |
| Minimum Credit Limit | n/a |
| Maximum Credit Limit | n/a |
| Late Payment Fee | $15 for balances less than $100; $29 for balances of $100 to $1,000; $35 for balances greater than $1,000 |
| Over the Limit Fee | $35 |
| Cash Advance Fee | 5%, $5 minimum, $100 maximum |
| Balance Transfer Fee | 2% of transfer amount |
Rewards Information
| Points per Dollar Spent | |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Various Internet account services. Lost and stolen card reporting. See website for additional benefits. |
Important Notations:
*The APR for purchases will be 8.75%, 12.25%, or 15.25%. The APR for cash advances varies according to the applicant's credit history and will be 12.75%, 16.25%, or 19.25%. See website for complete terms and conditions of card usage and application disclosure.IberiaBank Visa® Classic Card
Issued by VisaMost Attractive Feature(s): No annual fee.
Least Attractive Feature(s): No rewards program.
Description
The IberiaBank Visa® Classic Card, issued by IberiaBank, is designed for those with average credit who may occasionally carry a balance. Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting. The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.
Updated: Jul 14 2009 11:05AM