Facecard Prepaid MasterCard®
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Overall Rating 0.0
Benefit Rating2.0
About Ratings
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Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| N/A | N/A | N/A | N/A | 0.00 | 0.00% | $0 | |||
Key Features:
- FREE Activation with NO Annual or Monthly Fees!
- A Safe Alternative to Credit Card Debt
- Instant and Convenient Access to Funds - Have Your Paycheck Deposited Directly on Your Facecard
- Set Up Bill Pay, No More Forgetting the Electricity Bill
- Friend-to-friend Paybacks as Easy as Going to the Website Via Internet or Mobile Phone
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Receive Prewards, Which are Like Coupons, Put Directly on Your Card
Rates and Fees
| Card Type | MasterCard |
| Introductory Rate Offer | n/a |
| Card Status | Standard |
| APR for Purchases | |
| APR for Cash Advances | 0.00% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
|
| Grace Period | |
| Minimum Credit Limit | n/a |
| Maximum Credit Limit | $2,500 |
| Late Payment Fee | |
| Over the Limit Fee | $9.95 |
| Cash Advance Fee | $1.50 ATM transaction fee |
| Balance Transfer Fee |
Rewards Information
| Points per Dollar Spent | |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Earn Prewards, digital incentives (like coupons)that are automatically added to your Facecard. Merchants in the partner network send digital incentives to your Facecard for you to enjoy at their restaurant, store or place of business. You do not have to d |
Important Notations:
Facecard Prepaid MasterCard®
Issued by MasterCardMost Attractive Feature(s): Free activation and no monthly fees.
Least Attractive Feature(s): The maximum balance on the card cannot exceed $2500.00.
Description
The Facecard Prepaid MasterCard®,issued by MetaBank, is the equivalent of having a prepaid card, gift card and cash all rolled into one. This prepaid, reloadable card is a safe alternative to credit card debt, and can be used anywhere that MasterCard® is accepted, including ATMs. With the Facecard Prepaid MasterCard®, cardholders enjoy free activation and no annual or monthly fees. Cardholders also receive Prewards®, which are like coupons, put directly on the card. The Facecard Prepaid MasterCard® doesn't carry the risk of debt or overdraft fees because you cannot spend beyond what you have on the card. Reloading your card is easy. Simply transfer funds from your bank account, and they will become available within 4-7 business days. You can also have your paychecks automatically deposited to your card through direct deposit. Or put money onto your card from your credit or debit card. However, there is a maximum total balance of $2,500 allowed for this card. The Facecard offers convenience by allowing you to manage your account online with 24/7 online account access. You can set your notification preferences and receive email and/or text message alerts about account activity. The Facecard Prepaid MasterCard® also offers a Prewards® program. You automatically receive Prewards once you sign up for a Facecard. A preward is a digital incentive, or coupon, that is automatically added to your Facecard. Merchants in the partner network send digital incentives to your Facecard that you can enjoy at restaurants, stores, and other businesses. For example, if you have a $2 Preward for your favorite burrito place, and a burrito costs $5, only $3 will be deducted from your Facecard when you purchase a burrito. While this card offers convenience and no set up fees, there are other fees associated with it. There is an ATM fee of $1.50 per transaction and an international purchase fee of $.50. If you choose to have your monthly statement printed and mailed to you, the cost is $2.95. Other fees include $9.95 for card replacement, a $9.95 shortage fee, a $19.99 chargeback processing fee, and a $4.95 inactive account fee.
Updated: Aug 10 2009 12:31PM