Vision Premier(SM) Prepaid Visa® Card
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Overall Rating 4.0
Benefit Rating0.0
About Ratings
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Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| N/A | N/A | N/A | N/A | N/A | N/A | $0 | |||
Key Features:
- $0 ACTIVATION with Direct Deposit*
- $0 WEEKLY FEE with Direct Deposit*
- Guaranteed Approval / No Credit Check
- FREE Direct Deposit; No More Check Cashing Fees
- FREE Email/SMS Alerts; Instantly Know Your Balance
- FREE Unlimited Purchase Transactions
- FREE Online Checking
- Popular Load Locations: Western Union, MoneyGram, ACE, & More
Rates and Fees
| Card Type | Visa |
| Introductory Rate Offer | n/a |
| Card Status | Standard |
| APR for Purchases | |
| APR for Cash Advances | 0.00% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
$0 |
| Grace Period | |
| Minimum Credit Limit | |
| Maximum Credit Limit | |
| Late Payment Fee | |
| Over the Limit Fee | |
| Cash Advance Fee | |
| Balance Transfer Fee |
Rewards Information
| Points per Dollar Spent | 1 Point |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Various Internet account related services. Free account balance alerts. Visa® Zero Liability policy. Free direct deposit. See website for additional benefits. |
Important Notations:
*First year fees total at least $101.35. See website for complete terms and conditions of card usage and application disclosure.Vision Premier(SM) Prepaid Visa® Card
Issued by VisaMost Attractive Feature(s): Reward program; free direct deposit.
Least Attractive Feature(s): Weekly fee deducted every Saturday.
Description
The Vision Premier(SM) Prepaid Visa® Card is ideal for people who are finding it difficult to obtain a secured or unsecured credit card or who are in need of another option when making purchases. Based on an identification check, applicants can be issued a personalized card. Also, cardholders will have access to a rewards program where they earn rewards at the rate of one point per dollar spent. Points are redeemable for wireless airtime minutes; 200 points = 1 minute of prepaid wireless airtime. As with any prepaid credit card, this one is not without its fees and regulations. To participate, you must pay a weekly fee of up to $0.95 unless you are on direct deposit and the weekly fee is automatically waived, and a one-time activation fee of $9.95 which can be rebated when you sign-up for direct deposit. Additionally, you'll be charged $1.95 for withdrawing cash from ATMs and $0.95 for making purchases using your PIN. Total fees can amount to at least $101.35 your first year. To keep using your prepaid card, you have to keep loading it. Reloads are free using direct deposit or can cost you up to $5 at retail locations. The good news is that Bancorp Bank offers more than 100,000 retail locations where the Vision Premier(SM) Prepaid Visa Card can be reloaded, including Western Union®, PayXone™, ACE Cash Express and MoneyGram®. With the Vision Premier(SM)Prepaid Visa® Card, cardholders will have access to card benefits that include the added protection of the Visa® Zero Liability policy which makes using the card safer than carrying cash. Cardholders will also have the convenience of online shopping, online bill pay, and around the clock access to millions of ATMs to get cash whenever it's needed. *See terms and conditions for complete details.
Updated: Oct 22 2009 8:44pm