Vision Silver(SM) Prepaid MasterCard®
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Overall Rating 4.0
Benefit Rating3.5
About Ratings
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Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| N/A | N/A | N/A | N/A | N/A | N/A | $0 | |||
Key Features:
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
Rates and Fees
| Card Type | MasterCard |
| Introductory Rate Offer | n/a |
| Card Status | Standard |
| APR for Purchases | |
| APR for Cash Advances | 0.00% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
|
| Grace Period | |
| Minimum Credit Limit | |
| Maximum Credit Limit | |
| Late Payment Fee | |
| Over the Limit Fee | $25 shortage fee |
| Cash Advance Fee | $4.95 domestic and international |
| Balance Transfer Fee |
Rewards Information
| Points per Dollar Spent | |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Various Internet related account services. FREE Transaction fees. FREE Online statements. FREE E-mail and text message alerts. FREE Automated customer service. See website for additional benefits. |
Important Notations:
See website for complete terms and conditions of card usage and application disclosure.Vision Silver(SM) Prepaid MasterCard®
Issued by MasterCardMost Attractive Feature(s): Various free features including direct deposit; withdraw funds from ATMs; low monthly fee.
Least Attractive Feature(s): $25 shortage fee.
Description
The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card. Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors. As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory. Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer's website for further details on all fees. While this card may come with many fees, it also has a number of free features available to all cardholders. These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service. The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don't want, or can't get, a traditional credit card. *See terms and conditions for complete details.
Updated: Apr 1 2009 12:55PM