Simmons First Visa® Platinum Rewards Card
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Overall Rating 0.0
Benefit Rating4.0
About Ratings
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Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| N/A | N/A | N/A | N/A | 9.25% | 13.25% | $0 | |||
Key Features:
- Excellent Credit Required - Applicants who do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
Rates and Fees
| Card Type | Visa |
| Introductory Rate Offer | n/a |
| Card Status | Platinum |
| APR for Purchases | 9.25% |
| APR for Cash Advances | 13.25% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
$0 |
| Grace Period | 25 Days |
| Minimum Credit Limit | |
| Maximum Credit Limit | |
| Late Payment Fee | $29 |
| Over the Limit Fee | $29 |
| Cash Advance Fee | 3%, $4 minimum, $50 maximum |
| Balance Transfer Fee | None |
| Credit Rating | Excellent |
Rewards Information
| Points per Dollar Spent | |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Various Internet account related services. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. See website for additional benefits. |
Important Notations:
See website for complete terms and conditions of card usage and application disclosure.Simmons First Visa® Platinum Rewards Card
Issued by VisaMost Attractive Feature(s): Low APR for all transactions.
Least Attractive Feature(s): Points expire three years after they are earned.
Description
The Simmons First Visa® Platinum Rewards Card, issued by Simmons First National Bank, is designed for those with very good credit who are looking for a low cost credit card with a rewards program. Through the rewards program, cardholders earn one point for every dollar spent on purchases. There is no additional annual fee for the rewards program. Points can be redeemed for travel on any U.S. based airline with no black out dates, hotels, vacations packages, car rentals, and more. There is no limit to the amount of points that may be earned yearly, but any unused points do expire in three years. The best feature of this credit card is the reasonably low interest rate offered. At a rate of 9.25%, the card offers a low cost option to those who plan to carry a revolving balance. Aside from the reasonably low interest rate, the card also offers a variety of platinum cardholder benefits, including up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. Therefore, those who are looking for a low interest rate credit card with a rewards program will benefit most from what the Simmons First Visa® Platinum Rewards Card has to offer.
Updated: Sep 30 2009 1:11PM