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NetSpend® Visa® Prepaid Debit Card

Overall Rating
4.0
Benefit Rating
2.0
About Ratings 		Apply Now BALANCE TRANSFERS INTRO RATE APR
(PURCH)		 APR
(CASH)		 ANNUAL FEE
Rate Duration Rate Duration
N/A N/A N/A N/A N/A N/A $0

Key Features:

  • 100% Approval - No credit check required
  • Make purchases anywhere Visa Debit is accepted
  • Borrow Money and Build Credit with iAdvance line of credit
  • No Overdraft Fees or Minimum Balances
  • Free Direct Deposit
  • EXCLUSIVE - 5% APY Savings Account
  • Online Bill Pay - Easily send a check to Anyone
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide

Rates and Fees

Card Type Visa
Introductory Rate Offer n/a
Card Status Standard
APR for Purchases
APR for Cash Advances 0.00%
Annual Fee 0%
Annual Fee
for additional cardholders
Grace Period
Minimum Credit Limit
Maximum Credit Limit $10,000
Late Payment Fee
Over the Limit Fee
Cash Advance Fee Up to $2.50 per withdrawal at domestic ATMs; $4.95 per withdrawal at international ATMs.
Balance Transfer Fee

Rewards Information

Points per Dollar Spent
Additional Points
Miles per Dollar Spent
Additional Miles
Additional Perks iAdvance Line of Credit. NetSpend Premier. Online Bill Pay.

Important Notations:

This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs (the current card details reflect the Fee Advantage option).

NetSpend® Visa® Prepaid Debit Card

Issued by Visa
Most Attractive Feature(s): Free direct deposit; 5% APY Savings Account.
Least Attractive Feature(s): $9.95 card fulfillment fee for shipping and handling.

Description

The NetSpend® Visa® Prepaid Debit Card provides 100% approval with no credit check required. There are two pricing plans available with this prepaid card to fit your specific needs, the Pay-As-You-Go plan and the Fee Advantage plan. Setting up direct deposits from your employer to your card account is free, or you can make free account-to-account transfers via the Internet to load funds to your card. You can add up to $10,000 to your account, and your funds are held in an exclusive 5% APY savings account. You'll also be able to borrow money and build credit with the iAdvance line of credit, plus there are absolutely no overdraft fees or minimum balance requirements. Sign up for the NetSpend® Visa® Prepaid Debit Card today to get instant approval with no credit checks.

Updated: Nov 3 2009 5:08pm

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