Discover® Open Road(SM) Card
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Overall Rating 4.0
Benefit Rating3.5
About Ratings
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Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| 0% | 6 mths | 0% | 6 mths | 11.99% | 23.99% | $0 | |||
Key Features:
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
Rates and Fees
| Card Type | Discover |
| Introductory Rate Offer | 0% for 6 months |
| Card Status | Platinum |
| APR for Purchases | as low as 11.99% |
| APR for Cash Advances | 23.99% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
$0 |
| Grace Period | 25 Days (Min.) |
| Minimum Credit Limit | $5,000 |
| Maximum Credit Limit | $50,000 |
| Late Payment Fee | $19 on balances up to $250; $39 on balances over $250 |
| Over the Limit Fee | $15 on balances up to $500; $39 on balances over $500 |
| Cash Advance Fee | 5%, $10 minimum |
| Balance Transfer Fee | 3% for each balance transfer made under this offer, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum. |
| Credit Rating | Very Good |
Rewards Information
| Points per Dollar Spent | |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Up to $500,000 in travel accident insurance. Fraud and security protection services. Purchase protection. Flight insurance. Auto re |
Important Notations:
*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 19.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.Discover® Open Road(SM) Card
Issued by DiscoverMost Attractive Feature(s): No annual fee.
Least Attractive Feature(s): Higher APR for less qualifying applicants.
Description
The Discover® Open Road(SM) Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses. Through the reward program, cardholders earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period. In addition, you'll earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. Combined gas and restaurant purchases in excess of $250 each billing period earn the Cashback Bonus at the same rate as other purchases. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. In addition to the reward program, the card also provides several platinum benefits, including travel accident insurance, auto rental insurance, and various fraud and security protection services. This card has an attractive 0% introductory APR on purchases and balance transfers for six months. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Therefore, those who plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates) and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Open Road(SM) Card has to offer.
Updated: Jan 5 2010 12:57am