Blue Sky from American Express®
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Overall Rating 5.0
Benefit Rating4.0
About Ratings
|
Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| N/A | N/A | 0% | 6 mths | 17.24% | 25.24% | $0 | |||
Key Features:
- 0% Intro APR for Up to 6 Months on Purchases
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds.
Rates and Fees
| Card Type | American Express |
| Introductory Rate Offer | 0% for 6 months |
| Card Status | Standard |
| APR for Purchases | As low as 17.24% |
| APR for Cash Advances | 25.24% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
$0 |
| Grace Period | 25 Days |
| Minimum Credit Limit | n/a |
| Maximum Credit Limit | n/a |
| Late Payment Fee | $19 on balances less than $250 and $39 on balances $250 or greater. |
| Over the Limit Fee | None |
| Cash Advance Fee | 3% of each transaction with $5.00 minimum and no maximum. |
| Balance Transfer Fee | None |
Rewards Information
| Points per Dollar Spent | 1 Point |
| Additional Points | None |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Various Internet account related services. Purchase Protection. Year-end financial statement (online). Return protection. Extended Warranty. Auto rental insurance. Various travel and emergency assistance services. Emergency card replacement. Up to $250,00 |
Important Notations:
See website for complete terms and conditions of card usage and application disclosure.Blue Sky from American Express®
Issued by American ExpressMost Attractive Feature(s): No annual fee; introductory rate; free rewards program with no blackout dates or travel restrictions.
Least Attractive Feature(s): Low APR may not be available to all applicants.
Description
The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the reward program. Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of points can be earned, and points do not expire as long as the card is active and in good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. In addition to the benefits of the rewards program, the Blue Sky from American Express® offers auto rental insurance, an online year-end financial statement, and a unique service referred to as "Return Protection". The card has a reasonably low interest rate for purchases and has no annual fee. For up to six months, cardholders can take advantage of a 0% rate for purchases. Therefore, those who plan to take advantage of the reward program, pay in full each month after the introductory rate expires (to avoid finance charges), and will take advantage of the common benefits and services provided by American Express® will benefit most from what the Blue Sky from American Express® has to offer.
Updated: Jan 6 2010 12:41am