Blue Cash® from American Express
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Overall Rating 5.0
Benefit Rating3.5
About Ratings
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Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| N/A | N/A | 0% | Up to 6 Months | 17.24% | 25.24% | $0 | |||
Key Features:
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 6 Months on Purchases
- Express Approval. Get a Decision in Less Than 60 Seconds.
Rates and Fees
| Card Type | American Express |
| Introductory Rate Offer | 0% - Up to 6 Months |
| Card Status | Standard |
| APR for Purchases | As low as 17.24%* |
| APR for Cash Advances | 25.24% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
$0 |
| Grace Period | 25 Days |
| Minimum Credit Limit | See Important Notations |
| Maximum Credit Limit | See Important Notations |
| Late Payment Fee | $19 on balances less than $250 and $39 on balances $250 or greater. |
| Over the Limit Fee | n/app |
| Cash Advance Fee | 3% of each transaction with $5.00 minimum and no maximum. |
| Balance Transfer Fee | None |
Rewards Information
| Points per Dollar Spent | |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | See website for additional benefits. |
Important Notations:
See website for complete terms and conditions of card usage and application disclosure.Blue Cash® from American Express
Issued by American ExpressMost Attractive Feature(s): Up to 5% cash back rewards; no annual fee; 0% introductory rate.
Least Attractive Feature(s): Cash back rewards are earned for purchases only.
Description
Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program. Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash® from American Express card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.25% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate. Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance. This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases. Therefore, those who plan to take advantage of the cash back rewards program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express has to offer.
Updated: Jan 6 2010 12:40am