Applied Bank® Secured Visa® Credit Card | Credit Card Balance/title> <meta name="description" content="Compare and apply online for Applied Bank® Secured Visa® Credit Card. Credit Card Balance provides a detailed review on Applied Bank® Secured Visa® Credit Card" /> <meta name="keywords" content="Applied Bank® Secured Visa® Credit Card, Credit Card, Balance Transfers, Intro Rate, Student, Rewards, Prepaid, Mastercard, Visa, Discover" /> <meta http-equiv="Content-Type" content="text/html;charset=utf-8" /> <meta http-equiv="Content-Script-Type" content="text/javascript" /> <meta name="google-site-verification" content="g-IOKAZv-zcM3EUXf1Su9s25TwFVS2x4hCAZWIJLNzM" /> <meta http-equiv="X-UA-Compatible" content="IE=7" /> <base href="http://creditcardbalance.com/" /> <link rel="stylesheet" type="text/css" href="includes/css/screen.css" media="screen" />  <script type="text/javascript" src="includes/js/scripts.js"></script> </head> <body> <div id="inner"> <div id="header"> <a href="http://creditcardbalance.com/" title="Credit Card Balance Transfer"><img src="includes/css/images/TTCC_Logo.gif" width="356" height="54" alt="best credit cards, credit card comparison, credit card balance transfer" border="0" /></a> </div> <div> <ul id="menu"> <li><a href="" title="Credit Card Balance Transfer" style="width:170px">Balance Transfers</a></li><li><a href="intro-rate" title="Best Credit Card Rates">Intro Rate</a></li><li><a href="student" title="Student Credit Cards">Student</a></li><li><a href="rewards" title="Rewards Credit Cards">Rewards</a></li><li><a href="prepaid" title="Prepaid Credit Cards">Prepaid</a></li><li><a href="mastercard" title="Mastercard Credit Card">Mastercard</a></li><li><a href="visa" title="Visa Credit Card">Visa</a></li><li><a href="discover" title="Discover Credit Cards" class="last">Discover</a></li></ul> </div> <div id="content"> <div style="position:relative"> <a href="<br /> <b>Notice</b>: Undefined index: HTTP_REFERER in <b>/hermes/bosweb/web286/b2866/d5.creditbalance/public_html/content/cardView.php</b> on line <b>2</b><br /> " class="results">Back to Results</a>  <h2>Applied Bank® Secured Visa® Credit Card</h2> <table id="compare" cellspacing="0" class="static"> <tr class="odd"> <th rowspan="3" style="width:100px"><img src="http://content.linkoffers.net/sharedimages/products/241/1750.gif" width="70" /></th> <th rowspan="3" style="border-right:0"> Overall Rating<div class="stars star40">4.0</div> Benefit Rating<div class="stars star30">3.0</div> <a href="#" onclick="window.open('about-ratings', '', 'width=980,height=600,scrollbars=yes'); return false" class="blue">About Ratings</a> </th> <th rowspan="3" style="border-left:0"><a href="http://track.linkoffers.net/z.asp?id=F0000000000000311782S9999" onclick="window.open('http://track.linkoffers.net/z.asp?id=F0000000000000311782S9999');return false" class="apply big">Apply Now</a></th> <th class="balance" colspan="2">BALANCE TRANSFERS</th> <th class="intro" colspan="2">INTRO RATE</th> <th rowspan="2" class="num">APR<br />(PURCH)</th> <th rowspan="2" class="num">APR<br />(CASH)</th> <th rowspan="2" class="num">ANNUAL FEE</th> </tr> <tr class="odd"> <th class="balance num">Rate</th> <th class="balance num">Duration</th> <th class="intro num">Rate</th> <th class="intro num">Duration</th> </tr> <tr class="odd"> <td class="balance">N/A</td> <td class="balance">N/A</td> <td class="intro">N/A</td> <td class="intro">N/A</td> <td>12.99%</td> <td>12.99%</td> <td>$0</td> </tr> </table> </div> <br />  <div id="leftCol"> <div class="roundpanel"> <h3>Key Features:</h3> <ul> <li>12.99% Low Fixed APR - Rate Won't Change Even If You're Late!</li> <li>Choose Your Credit Limit - From $200 up to $500</li> <li>Monthly Credit Bureau Reporting</li> <li>Genuine Visa Credit Card - Not a Pre Paid or Debit Card</li> <li>Accepted Worldwide at Millions of Locations</li> </ul> <br class="foot" /> </div> <h4>Rates and Fees</h4> <table class="info"> <tr> <td class="left">Card Type</td> <td>Visa</td> </tr> <tr> <td class="left">Introductory Rate Offer</td> <td>n/a</td> </tr> <tr> <td class="left">Card Status</td> <td>Standard</td> </tr> <tr> <td class="left">APR for Purchases</td> <td>12.99%</td> </tr> <tr> <td class="left">APR for Cash Advances</td> <td>12.99%</td> </tr> <tr> <td class="left">Annual Fee</td> <td>0%</td> </tr> <tr> <td class="left">Annual Fee<br /><small>for additional cardholders</small></td> <td></td> </tr> <tr> <td class="left">Grace Period</td> <td>None</td> </tr> <tr> <td class="left">Minimum Credit Limit</td> <td>$200</td> </tr> <tr> <td class="left">Maximum Credit Limit</td> <td>$500</td> </tr> <tr> <td class="left">Late Payment Fee</td> <td>$32 if credit limit is less than or equal to $1,000; $35 if credit limit is more than $1,000</td> </tr> <tr> <td class="left">Over the Limit Fee</td> <td>$32 if credit limit is less than or equal to $1,000; $35 if credit limit is more than $1,000</td> </tr> <tr> <td class="left">Cash Advance Fee</td> <td></td> </tr> <tr> <td class="left">Balance Transfer Fee</td> <td></td> </tr> <tr> <td class="left">Credit Rating</td> <td>Poor</td> </tr> </table> <br /> <h4>Rewards Information</h4> <table class="info"> <tr> <td class="left">Points per Dollar Spent</td> <td></td> </tr> <tr> <td class="left">Additional Points</td> <td></td> </tr> <tr> <td class="left">Miles per Dollar Spent</td> <td></td> </tr> <tr> <td class="left">Additional Miles</td> <td></td> </tr> <tr> <td class="left">Additional Perks</td> <td>See website for additional benefits.</td> </tr> </table> <br /> <h4>Important Notations:</h4> <small class="note">Credit bureau reporting. See website for complete terms and conditions of card usage and application disclosure.</small> <br /> </div> <div id="rightCol"> <h2>Applied Bank® Secured Visa® Credit Card</h2> Issued by Visa <hr /> <strong>Most Attractive Feature(s): </strong>No application fee; monthly credit reporting.<hr /><strong>Least Attractive Feature(s): </strong>Issuer does not pay interest on the amount deposited.<hr /><h4>Description</h4><p><p>The <a href="http://track.linkoffers.net/z.asp?id=F0000000000000311782S9999">Applied Bank® Secured Visa® Credit Card</a>, issued by Applied Bank, is designed for those with limited or poor credit history who want the convenience of a credit card. The major benefit of this card is the fixed APR of 12.99% for purchases and cash advances, which is reasonably low for a secured card. There is a $200 minimum deposit required and a $500 maximum. Unlike most secured credit cards, this card provides additional services and benefits, including online account access and various fraud protection services. The Applied Bank® Secured Visa® credit card also offers worldwide acceptance at millions of locations, as well as monthly credit bureau reporting. It is important to note that a major drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do. Those who can afford the $200 minimum deposit and do not mind accumulating finance charges once a transaction is posted, will benefit most from the very low rate that the <a href="http://track.linkoffers.net/z.asp?id=F0000000000000311782S9999">Applied Bank® Secured Visa® Credit Card</a> has to offer.</p></p><hr /> <p class="ar">Updated: May 20 2010 6:48pm</p> <p class="ac"><a href="http://track.linkoffers.net/z.asp?id=F0000000000000311782S9999" onclick="window.open('http://track.linkoffers.net/z.asp?id=F0000000000000311782S9999');return false" class="apply big">Apply Now</a></p> </div> </div> <div class="clear"></div> <div id="footer"> <ul id="footermenu"> <li>© 2010<a href="http://creditcardbalance.com">Credit Card Balance</a></li> <li><a href="http://creditcardbalance.com/blog">Credit Card Balance Blog</a></li> <li><a href="http://creditcardbalance.com/disclaimer">Disclaimer</a></li> <li><a href="http://creditcardbalance.com/privacy">Privacy</a></li> <li><a href="http://creditcardbalance.com/about-us">About Us</a></li> <li><a href="http://creditcardbalance.com/contact-us">Contact Us</a></li> <li><a href="http://creditcardbalance.com/links">Links</a></li> <li class="last"><a href="http://creditcardbalance.com/register" rel="nofollow" class="register" onclick="window.open('http://creditcardbalance.com/register','','width=600,height=185,left=' + ((viewportwidth / 2) - 300) + ',top=300'); return false">Register for updates</a></li> </ul> <div id="footermenu2"> <a href="http://creditcardbalance.com/" title="Best Credit Cards">Best Credit Cards</a> | <a href="http://creditcardbalance.com/" title="Credit Card Balance Transfer">Credit Card Balance Transfer</a> | <a href="http://creditcardbalance.com/prepaid" title="Prepaid Credit Cards">Prepaid Credit Cards</a> | <a href="http://creditcardbalance.com/student" title="Student Credit Cards">Student Credit Cards</a> | <a href="http://creditcardbalance.com/intro-rate" title="Credit Card Deals">Credit Card Deals</a> | <a href="http://creditcardbalance.com/rewards" title="Rewards Credit Cards">Rewards Credit Cards</a></div> </div> </div> </div> </div> </body> </html> </div> <script type="text/javascript"> var gaJsHost = (("https:" == document.location.protocol) ? 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