Account Now Gold Visa® Prepaid Card
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Overall Rating 0.0
Benefit Rating2.0
About Ratings
|
Apply Now | BALANCE TRANSFERS | INTRO RATE | APR (PURCH) |
APR (CASH) |
ANNUAL FEE | ||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | ||||||
| N/A | N/A | N/A | N/A | N/A | N/A | $0 | |||
Key Features:
- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Approval*
- $25 Cash Bonus When You Use Direct Deposit
- *See Program Rules
Rates and Fees
| Card Type | Visa |
| Introductory Rate Offer | n/a |
| Card Status | Gold |
| APR for Purchases | |
| APR for Cash Advances | 0.00% |
| Annual Fee | 0% |
| Annual Fee for additional cardholders |
$0* |
| Grace Period | |
| Minimum Credit Limit | |
| Maximum Credit Limit | $10,000 |
| Late Payment Fee | |
| Over the Limit Fee | $0 |
| Cash Advance Fee | $2.50 per U.S. ATM withdrawal |
| Balance Transfer Fee | $0 |
Rewards Information
| Points per Dollar Spent | |
| Additional Points | |
| Miles per Dollar Spent | |
| Additional Miles | |
| Additional Perks | Cardholders receive a $25 bonus when they sign up for free direct deposit. |
Important Notations:
See website for complete terms and conditions of card usage and application disclosure.Account Now Gold Visa® Prepaid Card
Issued by VisaMost Attractive Feature(s): Access to credit builder program; no credit check.
Least Attractive Feature(s): Fees and usage limits.
Description
The Account Now Gold Visa® Prepaid Card, issued by MetaBank, is a stored value card designed for those who may have difficulty obtaining a standard unsecured credit card. This card allows cardholders to enjoy the convenience of a bank account and the privilege of a gold card, all in one. With the Account Now Gold Visa® Prepaid Card, there are no late or overdraft fees, there is no credit check, and no minimum balance requirement. Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. Cash can also be added at one of over 135,000 participating retail partners nationwide. Plus, cardholders receive a $25 bonus when they sign up for free direct deposit. With this prepaid card, cardholders can even borrow money with the iAdvance Line of Credit from MetaBank. And because your repayment history is reported to the major credit bureaus, this card can also help rebuild your credit. Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the Account Now Gold Visa® Prepaid Card, to be a beneficial option.
Updated: May 26 2010 6:32pm

