Discover Credit Cards
If you tend to stay in the U.S. and you're not worried about having a credit card with the best worldwide acceptance, a Discover credit card might be a good option for you. Why would you consider a card that's not as widely accepted as Visa and MasterCard? Discover credit cards offer more consistent rewards and benefits.
The consistency of Discover credit cards has to do with the fact that Discover Bank issues most of the cards (although they're issued by a few other banks as well), allowing Discover to better control rewards and features. Other credit cards' benefits can vary greatly from one issuing bank to another. If you're interested in applying online for a Discover credit card, the below comparison chart will help you find the right card for you.
Discover Credit Card Benefits
If you're considering a Discover credit card, you might be interested in some of the benefits and features available to you. Please note that benefits can vary depending on which Discover credit card you choose.
- Rewards Program -- Discover credit cards come with a range of rewards program options for you. For example, you can choose a Discover credit card that will give you 5% cash back, one that offers frequent flyer miles, or even earn bonuses just for paying your bill on time if you're the type of cardholder who usually carries a balance.
- Fraud Protection -- Not only do Discover credit cards offer zero liability protection like other credit cards if you're the victim of unauthorized transactions, but they offer even greater protection online. With Discover credit cards' secure online account number feature, you'll get a dedicated number to use solely for online purchases. That means you won't have to give out your real credit card number online!
- Safety Net Features -- If you're the type of person who often forgets to pay their credit card bill, your Discover credit card can help you avoid getting hit with late fees. You'll get email reminders before payments are due. You can even get email reminders when you get close to reaching your credit limit so you don't risk spending too much and having to pay an over-the-limit fee.
- Increased Rewards -- Not only can you earn cash by using your Discover credit card, but the company even gives you an option to increase those rewards. If you choose to redeem your rewards for gift cards instead of cash, you'll receive higher reward values overall. You can redeem rewards for gift cards for restaurants, clothing retailers and department stores, entertainment companies, gifts, and more.
If you're tired of guessing what credit card features your card is eligible for, consider applying for a Discover credit card. In addition to a primary card, they make great secondary credit cards if you still need a Visa or MasterCard for broader worldwide acceptance. You can compare Discover credit card options above and securely apply online.