Prepaid Credit Cards

A prepaid credit card gives the convenience of a credit card but without the chance of debt. Would you like to give someone else that convenience as a gift (safer than cash, but allowing them to spend the gift almost anywhere they want)? How about letting your kids get a handle on using credit cards? If so, then you should consider prepaid credit cards.

A prepaid credit card requires you to make a deposit (think of it like buying a gift card), and you can set a specific spending limit (unlike a debit card which might be tied to a checking account with regular deposits). Prepaid credit cards can make great gifts, although many aren't really designed for that purpose. Some even let you choose monthly or weekly spending limits on the balance, which is ideal for parents of teens. If you're thinking about getting a prepaid credit card, compare the offers below. They can carry relatively high fees, so pay particular attention to any special offers or promotions to help you save money.

CARD NAME		BALANCE TRANSFERS		INTRO RATE		APR (PURCH)	APR (CASH)	ANNUAL FEE	SECURE ONLINE APPLICATION
CARD NAME		Rate	Duration	Rate	Duration	APR (PURCH)	APR (CASH)	ANNUAL FEE	SECURE ONLINE APPLICATION
	AccountNow® Prepaid MasterCard® 4.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	AccountNow® Prepaid Visa® 4.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	BuyRIGHT Pre-Paid MasterCard® 4.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	Current by Discover - Teen Prepaid Debit Card 5.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	Facecard Prepaid MasterCard® 0.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	NetSpend® Visa® Prepaid Debit Card 0.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	READYdebit® Card 4.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	Vision Premier® Prepaid Visa® Card 4.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	Vision Silver(SM) Prepaid MasterCard® 4.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information
	Wired Plastic™ Prepaid Visa® Card 5.0	N/A	N/A	N/A	N/A	N/A	N/A	$0	Apply More information